JKHY
Jack Henry & Associates, Inc.
JKHY
142.54USD
-0.90%
Oct 05, 2026
Price
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Price Action
Price trend is broken
Longer-term context reads early recovery, with a near-term setup of failed reclaim.
The tactical setup reads failed reclaim, but the weekly structure is broken.
EntryWeak / unconfirmed recovery
The daily chart may be improving, but the weekly fast averages have not been reclaimed — the recovery is not yet confirmed on the higher timeframe.
Key Financials
- Market Cap
- $10.0B
- Avg Volume (60D)
- 994.8K
- Revenue Growth YoY
- +7.1%
- Gross Margin
- +43.9%
- Operating Margin
- +25.0%
- Free Cash Flow Yield
- +7.0%
- Distance from 200DMA
- -9.0%
- Next Earnings
- 2026-11-03
- P/E
- 19.9x
- EV / Sales
- 3.9x
60 sessions
FY2026 vs FY2025
Trailing twelve months
Market metrics as of Oct 2, 2026
Financial results for the period ended Jun 30, 2026
Filed balance-sheet data as of Jun 30, 2026
Fundamentals & Valuation
Two of the three valuation perspectives say cheap; peers is the dissenting view.
Jack Henry & Associates, Inc. has a Cheap valuation stance because current market expectations look undemanding relative to how much growth and cash flow it delivers per turn of revenue multiple.
Company Research
Thesis
Jack Henry is a direct provider of mission-critical core-processing platforms, hosted and digital-banking software, and payment-processing capabilities to U.S. Banks and credit unions. JKHY has a genuine, direct thematic connection to financial-institution modernization rather than merely generic technology exposure.
Opportunity
Moderate opportunity
Bank and credit-union spending to modernize core processing, digital-account experiences, integration layers, and payment operations so institutions can support real-time payments, digital channels, and third-party fintech connectivity.
Key risk
Technology disruption from fintech competitors.
Narrative & Theme
Financial Institution Technology Modernization
Part of Core Banking and Instant-Payments Modernization, with strong fit.
JKHY has a genuine, direct thematic connection to financial-institution modernization rather than merely generic technology exposure.
Narrative HeatNeutral5.3 / 10
Theme HeatNeutral6.3 / 10
This is the company’s own research reading. The canonical heat measurement for this story has not run.
Business & Markets
Technology · Information Technology Services
What they do
Jack Henry & Associates, Inc. provides technology solutions and payment processing services to financial institutions in the United States through four segments: Core, Payments, Complementary, and Corporate Services.
How it earns
The company generates revenue primarily through subscription and transactional fees for its software platforms and payment processing services.
Products & services
Core information processing platforms for banks and credit unions
Secure payment processing services
Customers & end markets
Banks
Credit unions
Market position
Leader in providing integrated technology solutions to U.S. Financial institutions.
Demand drivers
Low cyclicality
Demand for financial technology services is relatively stable and less sensitive to economic cycles.
Peers
Companies validated as economically comparable to JKHY — similar business, revenue model and scale.
PRICE ACTIONVALUATIONTHEME
FIS is a financial-infrastructure provider to banks, credit unions, issuers and capital-markets clients, supplying core account processing, card-issuing and payment capabilities, digital banking, fraud/risk tools, and capital-markets software and managed services.
NarrativeFinancial Services Infrastructure ModernizationThemeCore Banking, Card Issuing and Payment-Rail Modernization
Weak or broken price action.30-day price action